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Flexible savings. Top returns.
Choose a notice period that suits you and earn up to 7.97% interest with a Notice Deposit account.

Savings and investment accounts

Plan for your financial future with our savings and investment accounts, which have been expertly crafted to help you reach your medium- to long-term goals.

Why a growing number of people invest with Standard Bank

Competitive rates

Choose from a range of accounts offering guaranteed returns

Flexible terms

Invest in lump sums or multiple deposits, with fixed or linked rates

Capital guaranteed

Know that your contributions will never be at risk of loss

No monthly fees

Pay no management fees when you maintain the minimum balance

Competitive rates

Choose from a range of accounts offering guaranteed returns

Flexible terms

Invest in lump sums or multiple deposits, with fixed or linked rates

Capital guaranteed

Know that your contributions will never be at risk of loss

No monthly fees

Pay no management fees when you maintain the minimum balance
Boost your earnings with a digital bonus rate

Open a Notice Deposit account on the Banking App and earn an extra 0.25% for 8 months. T&cs apply.

See which account suits you best

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Compare and Save Tool

Use the Savings and Investment product filter to view features and benefits according to the filters you apply. The Standard Bank of South Africa Ltd (SBSA) is an authorised financial services provider (FSP 11287). Standard Bank Financial Consultancy (SBFC) is an authorised financial services provider (FSP 3825) and a business unit of SBSA.

Learn more about GROWING your money
Investing
The difference between savings and investments

Building a secure financial future involves making smart choices about your money and understanding what your options are. Whether you're dreaming of a new car, a down payment on a home or a comfortable retirement, understanding the difference between saving and investing is key. als.

Managing your money
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6 Tips for Budgeting for a Baby
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12 Tips for financial freedom
12 Tips for financial freedom

Our powerful financial freedom tips can help you to budget better, reduce your debt and save money to build your personal wealth.

Savings and investments
Financial Planning in Your 20s, 30s, 40s, 50s and 60s
Financial planning tips for different life stages

Whether you’re in your 20s or your 50s, personal financial planning around wealth building and risk cover are critical. Here’s what you should consider at key stages of your adult life.

Savings and investments
Money and marriage tips
Finances in marriage

Become the perfect financial match by letting us help you manage your finances.

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5 Budgeting tips to help you save

Budgeting can seem like an overwhelming task for some, but in the current economy, personal budgeting is more important than ever.

Savings and investments
Boost Your Retirement Savings, Tax Free
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People’s retirement needs vary greatly, but everyone will need to cover their basic living expenses. To pay for life’s expenses during your retirement – and maybe have some fun along the way – you need to set money aside now, and allow that money to grow so that you have sufficient income in your twilight years.

Education savings
A Savings Plan for Your Grandchildren's Education
A guide to set up an education savings plan for your grandchild

A good education is more valuable than ever. If you're a grandparent (or even a godparent, aunt or uncle), setting up a savings plan for a child’s education is one way to leave a legacy and giving them a financial head start.

Savings and investments
Tax Free Savings Account FAQs
Frequently asked questions on tax-free accounts

With a tax-free savings account, you get your full investment return without being taxed on the growth you earn.

Savings and investments
From lobola to the aisle: A complete wedding budget guide

Building a budget for your big day is essential for starting a marriage on a solid financial footing and protecting your financial future as a couple. Getting ready to tie the knot is an exciting time, but the costs can quickly add up, and it's not ideal to still be dealing with wedding expenses long after your special day has passed.

Education savings
A guide to education savings

A quality education is a cornerstone for personal growth and future success, opening doors to incredible opportunities and empowering individuals to achieve their full potential. From foundational schooling to advanced tertiary studies, investing in education provides a powerful pathway to a fulfilling life.

We also offer
International Solutions Savings Accounts Cross Sell
International savings accounts

Diversify your savings by going offshore into any one of our US Dollar or Pound Sterling notice accounts.

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Day-to-day banking

Apply online for a bank account that offers great value and benefits designed to simplify your life.

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